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Moving to Sacramento; What Retirees need to know! Sacramento is one of the hottest real estate markets in the country. Home prices are still relatively affordable compared to other cities in California. The weather is amazing. The school districts are goo...

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10 Reasons Why You Should Move to Sacramento: 1. It's a Good Place to Work and Study. 2. It's relatively affordable. 3. Mild Weather. 4. Close to Lots of Attractions. 5. Sacramento has lots of Cultural Experiences for all ages. 6. Close to so many freshwa...

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Important things to consider before downsizing your home: First, what is the financial impact? Moving to a smaller home isn't always less expensive than staying in the home you have now. Secondly Amenities. Be sure to identify which amenities are importan...

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Forbes Magazine ranks Sacramento as the "BEST PLACE TO LIVE IN CALIFORNIA!" The ranking is based on city size, crime rates, cost of living, and community amenities. It also lists the traffic isn't bad, and the weather is pretty good as well. With lower re...

Where Does the Money Come From for Mortgage Loans?

In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan. If the bank had extra funds lying around and considered you a good credit risk, they would lend you the money from their own funds. It doe...

Lead Poisoning

Lead poisoning is a serious problem that can lead to adverse health problems. In children, high levels of lead can cause damage to the brain and nervous system, behavioral and learning problems, slow growth, and hearing problems. In adults, lead poisoning...

Plan of Action

Analyze why you are selling - If you understand your motives, you will be able to better negotiate and to get what it is that you want, whether it be a quick sale, high price, or somewhere in the middle. Prepare your home for the buyer - Maximize the s...

Is Buying a Home Still a Smart Plan

With the burst of the housing bubble, credit crisis, and millions of foreclosures across the country, you may wonder if buying a home is such a good idea after all. However, it's important to consider all of the facts. The important message to take away f...

The Biweekly Mortgage - Who Needs It?

Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping u...

Title Insurance When Refinancing Your Loan

Lower interest rates have motivated you to refinance your home loan. The lower rate may save you a tremendous amount of money over the life of the loan, but you should also expect to pay the lender the typical closing costs associated with any new loan, i...